Vanguard Equities

FAQs

Frequently Asked Questions

Every business is different, but typically we are able to fund your business at approximately 10% of your annual revenue. Of course, this is an oversimplified answer, and the best way to determine how much you would receive is to apply.

We are not focusing on your credit score as there is much more to your business’ health than that. We look at time in business, location, industry type, cash flow history, etc. We work with each business owner on a ‘one-on-one’ basis. We have helped thousands of business owners with less than perfect FICO scores. We’ve helped business’ that just started 1 month ago, those that are still in bankruptcy, those with tax liens, etc. The only thing we cannot do is help the business that is only an idea- we are not venture capitalists in that sense. Are you in business? If the answer to that is a yes, then let’s get started! Unfortunately, we cannot help personal loan inquiries at this time.

Yes. We often offer larger advances than our competitors and will pay off your existing advance if it is in your best interest. We can also fund you without paying off your existing balance! Call us to find out how much you are qualified for and what options are available to you right now.

As long as you are not late on your payments and have a score over 550, most funders will still fund your business. The underwriting criteria, however, evaluates each business on a case-by-case basis.

In order to apply, you’ll need to fill out our application form, and provide a minimum of your business’ 3 recent months bank statements. We review the application and pair you with a funder that best suits your needs.

Questions? Comments?

Our dedicated funding reps are ready to answer any of your questions and find you the best funding solution for your business.